Social Security Disability Claim Difficulties

Marken Law Group,PS,has helped hundreds obtain Social Security Disability benefits and Supplemental Security Income benefits. We do not charge a fee unless you obtain the benefits you deserve! Below is a short,and not all-inclusive description of some pitfalls you might experience while bringing your Social Security disability claim on your own.

First,the most pressing,and important,is YOUR responsibility to make sure YOUR medical record has been properly submitted to Social Security. When you are going to be in front of an administrative law judge,it is YOUR responsibility to obtain ALL medical records pertinent to your disability claim. Many people believe it is Social Security’s responsibility to obtain your medical records. At the hearing level,it is YOUR responsibility. Do not be misled by the fact they have obtained records previously,they likely do NOT have your complete medical file and are missing important updates! In the end,the administrative law judge will be basing their decision on what is in the medical record and to offer the best chance of a favorable decision,every document needs to be in the file!

Secondly,the work history is a VERY important document,answer very carefully. You might believe the “Function Report” is the more important document but it is not. The “work history” report can very well determine whether or not you will disabled due to what is termed the “GRID Rules.” The administrative law judge and vocational expert at your hearing will be DISSECTING your work history report document to find the exertion level of the work performed in the past.

Thirdly,if your doctors write statements regarding your disability,generic statements or letters that “JOHN DOE CANNOT WORK,” will NOT work and be rejected by Social Security. What Social Security will want from your doctor is a specific diagnosis and SPECIFIC opinions regarding SPECIFIC exertion limitations.

Example of an excellent doctor’s opinion: John Doe has a diagnosis of degenerative disc disease of his lumbar spine and it is my opinion he can lift and/or carry no more than 15 pounds,can stand and/or walk no more than 2 hours in an eight-hour day.

Example of a pointless doctor’s opinion: John Doe can’t work because of his back and hip pain.

Finally,a last pitfall is drug/alcohol use. As indicated with alcohol,this includes legal drugs such as marijuana (in some states) and opioid pain medication. If any record indicates an abuse,or excessive use of these drugs,you might have a difficult time obtaining benefits. While some years ago,judges would expect you to be on opioid pain medication to substantiate your allegations of pain,it is not largely viewed as an addictive drug that is harmful to your health.

Marken Law Group,PS,does NOT charge a fee unless you obtain Social Security Disability benefits. Call today for a free consultation! Click the link below. 

Marken Law Group - Social Security Disability Claims

The importance of financial literacy: critical concepts for personal and professional success

Financial literacy is paramount for growing and preserving wealth. It is a skill that every professional looking towards a thriving economic life should have. Making sound monetary judgments can only be manageable with basic knowledge of financial concepts. Successful financial literate like Grant Kelly knows these concepts’ importance and can testify to an improved long-term success rate. Read further to find out about some important financial literacy concepts and how they can place you in a better place to make reasonable financial decisions for future purposes.

What is financial literacy?

Financial literacy is utilizing awareness and skills to efficiently manage financial resources for an extended period. Simply put,it is the capacity to understand and make suitable financial decisions. Knowing basic financial terms does not make you financially literate,and relying on it has several disadvantages,such as making bad decisions,falling into scams,and losing possible investment opportunities.

Critical Concepts for Personal and Professional Success

Financial literacy has some essential concepts and skills that gives a person opportunity to gain knowledge about the successful management of money and resources. The following are vital financial concepts that one interested in financial literacy must consider.

  • Budgeting: In this concept,four primary uses of money determine a budget: spending,investing,saving,and dashing out.

Balancing these different ways of using money is made easy through budgeting. The practice is advisable because it encourages the productive usage of funds. To design a reasonable budget,the best thing to do is to clear all previous debts and set money aside for savings and investments.

  • Investing: To become financially literate,a person must learn about some crucial components of investing. The features that ensure favorable terms of investment are interest rates,diversification,risk levels,indexes,and price levels. Having ideas about investment components results in making wiser financial decisions,which could also lead to a higher income flow.
  • Borrowing: At one point or another,our only option might be to obtain credit from an individual or corporate firm. To ensure that seeking financial assistance is done correctly,a basic knowledge of components like interest rates,economic instability,inflation rates,compound interest,period of payments,and loan structure is essential.
  • Taxation: To be financially literate,you must know the different types of taxation and their effects on an individual’s total income. We are taxed differently according to our source of income. Being aware of this allows economic growth and boosts financial management.
  • Personal Financial Management: This is the most crucial concept; it combines all of the above. You are guaranteed financial security by balancing the combinations of the ideas in finance listed above.

Benefits of being financially literate

Being finally healthy has so many benefits,but here are a few:

  • It increases job security.
  • It helps you make wise decisions about spending and saving.
  • It decreases financial stress.
  • It leads to a higher credit score.
  • It keeps your mind at peace and ease.

Conclusion

In today’s economic world,being financially literate is essential. The different ways to become economically literate include doing quality research,consulting a financial expert,using online resources,setting a budget,and living within your means. Taking these steps ensures economic growth and stability; even Grant Kelley took this path to become a successful financial literate. You can start yours today.

For more information: Grant Kelley

Proven Strategies To Win Your Social Security Disability Case

If you are facing an upcoming Social Security disability hearing or have recently been denied and in the appeals process,you are likely asking yourself,“What can I do to give myself the best chance of winning my Social Security disability case?”

It can be tremendously agonizing to be recently diagnosed with a disabling condition by your doctors but then be told you have to wait to find out if you are eligible to receive Social Security disability benefits. It’s even more frustrating when you know that you cannot work because of your condition,and so does your doctor,yet for some reason you have had your claim denied and now you have to fight through the appeals process to get what you deserve.

If you are in either of these situations,here are some helpful tips to ensure you have the best chances of winning your case.

Applying for disability benefits for the first time

Do your homework

Be sure to thoroughly read the Social Security Administration’s Blue Book to accurately determine whether or not your disability meets the medical listing. In the event that it does not,you can still win your case,but you may need to go through additional rounds of paperwork,and the need to retain qualified legal counsel looms larger.

Be detailed and thorough in your application

The more detail and facts you can put into your application,the more likely you are to win your case. Never leave the answers to questions blank and avoid answering questions with simple yes/no answers. The Disability Determination Department will be looking for concrete facts and examples of why you are unable to work,and complete and thorough answers will do a much better job of proving your case than short answers.

Submit additional records as they come in

As you undergo treatment for your condition and more details emerge,you want to swiftly submit those medical records to SSA for consideration. Additional medical reports can demonstrate additional facts that will bolster your case and you need all the evidence on your side.

Consider hiring a disability lawyer from the beginning

The above advice seems simple in the abstract,but can become daunting when you are actually going through it. An experienced disability attorney like Evan Marken can help you through each of those processes and give you confidence that you are preparing your documents and conducting your research in the best possible manner. It’s the best way to help you avoid any of the pitfalls that first time applicants fall into,and to ensure your application succeeds the first time.

If Your Initial Application Has Been Denied

File an Appeal

If your application is denied,it’s important to make an appeal and not start over with a new application. The appeals process can seem even more daunting than the initial application process,but filing an appeal gives you a much greater chance of success than you might achieve if you were to simply refile an initial application with slightly different details.

Meet Your Deadlines

All Social Security disability claims come with deadlines and the appellate deadlines are of extreme importance. If you have a deadline you really need to meet it,or otherwise winning cases can turn into losers. Social Security has time periods when it comes to appealing your case for disability benefits,returning paperwork or even keeping an appointment to see one of their doctors.

Comply with Prescribed Treatments

Be sure to comply with the course of treatment recommended by your health team. If you’re prescribed physical therapy,attend the sessions. Take your medications as directed and only discontinue medication after consulting with your doctor. Don’t have health insurance? Learn how you can apply for disability benefits without health insurance.

Again,do yourself a favor: Hire an experienced attorney

Many clients who have navigated the disability appeals process will tell you one of the best things you can do is hire an attorney to advocate for you and make sure your application is strong and that your case is up-to-date. An experienced disability lawyer can help with all the above and take the weight off your shoulders. Clients who hire a disability attorney have a higher likelihood of winning their case,especially if they’ve been initially denied.

Secure Your Social Security Disability Benefits

Reasons To Use a Residential Or Commercial Property management company?

A large number of experienced property entrepreneurs use property managers. Why? Because they make you income.Property management isn’t simply about collecting rental fees. It’s about making sure your residential or commercial property is always rented,ensuring you have the best possible occupants,and ensuring you’re getting the biggest possible rent. It’s about trying to keep the property well maintained,tracking charges and income,and dealing with the legalities of leases and the rights of occupants. For more information Residential Property Management Doncaster

This is what residential or commercial property companies do. It’s their key business. For a property owner,the rewards are considerable.
Save Important Time

The most clear advantage is time saving. You don’t have to spend an hour or so each week making phone calls,placing ads,interviewing prospective renters,speaking to solicitors,speaking to your tenants,gathering rent,arranging tradesmen and so on.

How much can you earn in that time if you were concentrating on your work rather than chasing your tail?

Understand Your Market place

Residential or commercial property investment is a business. To succeed in business,you need to know your market.Property managers make their living out of knowing the rental marketplace. They know how much your residential or commercial property is worth and who’ll want it. They know the best ways to reach the market and they have the resources to do it. We at Commercial Property Management Doncaster are experts.

A property manager with some real marketing nous can earn you thousands every year,just with an intelligent marketing campaign.

Know Your Legal rights

Rental legislation is regularly changing. It’s important that you know your rights as well as the rights of your tenants. But most people don’t even know where to start looking.Residential or commercial property managers work with tenancy law every day. They recognize all the ins and outs,as well as the pitfalls and loopholes. They’re experienced in all elements of lease negotiation– from bond to routine maintenance contracts to removal.
Most importantly,they’ll protect your legal rights as a lessor.

Get Good Occupants

Most great occupants will only lease through property managers. The whole procedure is much more streamlined and convenient. Payments can be made in an electronic format,their questions can be answered quickly,and everything can be done during office hours.

The reverse is true of bad tenants. They focus on privately managed rentals,because that’s generally all they can obtain.
Property managers chase down and validate every reference,and they get to know trouble renters. They do everything possible to supply you with a hassle-free investment simply because they know the removal process is every landlord’s worst worry. You can’t just kick a person out without notification. The whole process can take many months.

But if you’re unfortunate enough to end up with a bothersome tenant,a residential or commercial property manager will manage the whole removal process– including all dealings with tenants,sheriffs,and court officials.Sure,you can handle all of these aspects yourself,and you’ll save yourself a little management fee … But what’s the cost? Do you want to work for your financial investment or do you really want it working hard for you? Get in touch with Barnsdales today.

Art and Culture: Immerse yourself in Encinitas’ vibrant arts and culture scene, featuring local artists, art galleries, theater performances, live music venues, and cultural events.

Encinitas,a coastal city nestled in California and prominently featured in Encinitas Daily News,unravels its perplexing allure through an explosion of artistic expression. This captivating enclave is bursting with energy and invites locals and tourists alike to explore its arts and culture scene.

The kaleidoscope of talent found within Encinitas is showcased in scattered art galleries that pepper the area like celestial constellations. These enigmatic spaces offer a gateway for art lovers to immerse themselves in a dizzying array of styles and mediums – from contemporary paintings that challenge the senses to sculptures that defy gravity itself.

Encinitas is a pulsating city of rhythmic theater. Its thriving community brings forth performances that ignite sparks of curiosity all year round. Theater-goers are granted passage into worlds both profound and light-hearted; dramas that stir introspection or comedies that provoke unbridled laughter. The intangible bond between actors and audience creates shared experiences.

For those enthralled by melodic symphonies,Encinitas offers a sanctuary brimming with musical diversity. From cozy coffee shops cocooned in intimacy where acoustic performances whisper enchantingly,to grand stages adorned by renowned bands whose echoes reverberate through souls – every auditory appetite finds solace here. Local musicians conjure up electric atmospheres as they grace the stage,pouring their hearts out for audiences who revel in their boundless talents.

And let us not forget about cultural events – an integral tapestry woven throughout Encinitas’ artistic landscape. These evocative gatherings celebrate the rich tapestry of cultures present within this eclectic community; traditions merge harmoniously with expressions across time and space. Through vibrant festivals bursting with color or engaging workshops fostering connection – residents and visitors embark on voyages beyond borders to embrace new horizons while cherishing diverse perspectives.

Incomparable in its dedication to nurturing creativity,Encinitas stands as a beacon,radiating the brilliance of its artistic spirit. Take an enigmatic trip through this coastal paradise and witness the beauty that thrives in its soul.

Community

Encinitas,a coastal oasis with a diverse array of residents,thrives on the perplexing strength of its community. This city is bursting with warmth and vibrancy. Whether you’re starting your journey in life or savoring the golden years of retirement,Encinitas holds something captivating for everyone.

This community is distinguished by an enigmatic sense of togetherness which binds its neighbors. Encinitas is united by volunteer organizations,community gatherings and simple acts kindness. The tapestry of threads that form an inclusive atmosphere is woven from threads of support. There is also a shared commitment to sustainability,which permeates the veins of the city. Dedicated initiatives are aimed at reducing waste and preserving the natural beauty.

Inhabiting Encinitas means immersing oneself in an intriguing blend of cultures and basking in unexpected bursts of genuine connection–a testament to living harmoniously within a close-knit community. The passionate residents continually strive to enhance their beloved hometown; their unwavering dedication transforms it into an even more remarkable place for living,working,and indulging in leisurely pursuits. Encinitas’s allure shines brightly as an example to other communities seeking inspiration.

There are many things to do in Lubbock TX

Lubbock is known as a friendly city that’s home to Texas Tech University,a plethora of famous musicians,and great museums. It also offers family-friendly activities,delicious food,and fun museums. The hub also boasts High Plains wineries and a bustling arts scene.

Explore the Depot District for upscale restaurants,boutiques and a Buddy Holly museum. Take a candlelight class at BODY By Indigenous.

What to do

If you love to learn new skills,you can take a pottery or woodturning class at the Lubbock Municipal Garden and Arts Center. Kids can also take pottery and painting classes. Flint Hat and Boot is a great place to find Western clothing. You can even make your own hats or boots.

The city’s kid-friendly attractions include the cute & exciting Prairie Dog Town,and the American Windmill Museum. Visit the Lubbock Landmark to participate in a guided archaeological dig or take a tour of its historical trails.

If you’re looking for a little competition,head to Main Event to play bowling,laser tag,arcade games,mini golf,or billiards! Or,if you prefer to be outdoors,go to Buffalo Springs Lake for boating,fishing,or camping.

What to Do in the Area

Home to Texas Tech University,a rock and roll legacy and some superb wine bars,this northwest Texas city is an excellent choice for couples,families and groups of friends looking for an active and authentic holiday experience. From cosy B&Bs to cool contemporary hotels,there are plenty of options for your visit.

Downtown Lubbock offers a wide range of entertainment,nightlife,and accommodation options. You can also easily reach some of the most famous sights,including American Windmill Museum Joyland Amusement Park and Aztlan Park.

Luxury accommodations include the Cotton Court Hotel by Valencia Hotel Group,which offers a city-inspired boutique hotel experience near Texas Tech University. Budget-conscious travelers can choose from the Howard Johnson by Wyndham Lubbock,TX or Americas Best Value Inn. Lubbock is connected to the rest the state by bus routes,and some services run long distances. The Lubbock Preston Smith International Airport,which is located near most of the city hotels,is easily accessible by air.

What to Eat

Cast Iron Grill,a family-run restaurant in Lubbock that has been open for over 40 years is one of the best. Their menu has dishes from all over the world but they always keep their local roots in mind. Try their chicken fried steak or a juicy ribeye with a side of homemade chips and salsa.

Double Nickel offers a more refined dining experience. Choose from filet mignon to ribeyes,which are all perfectly cooked and served with the sauce of your choice. The laid-back atmosphere fits in with the West Texas vibe of jeans and sneakers. But their food is excellent!

West Crust Pizza has a delicious slice and a mission that is socially aware. The West Crust Pizza uses local ingredients and offers old-school dishes such as smoked Gouda mac & cheese. They also serve a variety of craft beers and wine to sip on while enjoying a bite of their Hill County pie.

What to See

The Silent Wings Museum is one of the most popular things to do in Lubbock TX as it educates guests about the glider plane program during WWII. This museum is housed in a former terminal building of Lubbock Airport and features real airplanes and other artifacts to learn about this interesting part of history.

The Caviel Museum of African American History is another top museum in Lubbock. It teaches visitors the rich history of the region through displays of artwork and artifacts from the past. This relative newcomer is an ideal place to see what it was like in Lubbock for African Americans during the early part of this country’s history.

The Louise Hopkins Underwood Center for the Arts,which hosts dance classes and a clay studio for adults and children,is a place that you should not miss. The Legacy Play Village is also a remarkable new gathering space that’s much more than just a playground and daycare center.

What to ask your divorce lawyer

Divorce Lawyers Doncaster realize that obtaining a divorce can be a very overwhelming and emotional time and for that reason remembering and understanding what to ask can be a tough task. Rest assured there are no right and wrong queries.

It is most important to give us with as much information as possible and do not be frightened to ask questions. Our staff will always make time for you and offer the support required. The response you receive may not always be the answer you want or expect,but will be a response from expertise and knowledge with your best interests at the forefront.

We can not give an exhaustive checklist of all questions to be asked as every case is unique,however here are a few key questions to get you started off which can be asked at a preliminary consultation:

Do I have to get Divorced?

No. Only you can determine if you want to get divorced but there are typically a variety of options which we will describe to you at your very first meeting. You may only know what you want to do when you have spoken to our team and listened closely to our advice.

 

Do I need a Lawyer?

The short answer is no. Nonetheless,we highly recommend that you do assign a legal adviser.

Upon your first consultation with us you will see the expertise and professionalism of our team that will give you the confidence in assigning us.
The threat you take in not instructing a law firm is that without proper lawful advice you may not follow the correct divorce procedure which can develop delay and incur supplementary fees. Further and more substantially you may not get the best settlement you could and can not make informed selections.

How much will it amount to?

As will be repeatedly mentioned,every case is different so we can not tell you definitively what your divorce will be priced at.
We will however typically give you a quote and be able to tell you the costs of the court fees. Court fees are referred to as disbursements and you should ask what other disbursements there could be and ask for an estimate of anticipated disbursements.

We want our customers to be aware of the cost of instructing us,so they don’t enter into something they may not be able to have the means for. We are here to aid and not cause extra stress. Knowing the estimated cost from the outset will allow you to budget correctly.

Get in touch with Andrew Isaacs Divorce today